作文是考研英语很重要的一个题型，英语一作文30分，占比30%，英语二作文25分，占比25%。相比较其他题型，作文考前更容易突击得分。
中文摘要
金融危机又称金融风暴，是指一个国家或几个国家与地区的金融指标的急剧恶化。金融危机可以分为货币危机、债务危机、银行危机、次贷危机等类型。金融危机的特征是人们基于经济未来将更加悲观的预期，整个区域内货币币值出现幅度较大的贬值。产生危机的背景非常复杂，主要有以下几方面促因。(1)美国的消费习惯。借钱消费是普遍的生活方式。(2)经济管理思想。新“自由主义”思潮受到追捧。(3)经济环境与具体政策工具。(194字)
参考范文
Financial Crisis
Financial crisis, also known as financial tsunami, refers to the dramatic deterioration of the financial indicators of a certain country or several countries and regions in the world. It can be classified as currency crisis, debt crisis, banking crisis, sub-loan crisis, etc. The feature of the crisis is that people are pessimistic about the economic future because of monetary depreciation occurring throughout the region. The causes for the crisis are complicated with multiple reasons, mainly from three aspects, i.e., the U.S. consumption habits of borrowing, the idea of free economic management, and the economic environment and specific policy instruments. (99 words).
